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Industry2 min read

What Most Dev Agencies Get Wrong About Regulated Industries

SOC 2, HIPAA, ISO 27001 — compliance isn't a checkbox. Here's what we've learned shipping 50+ products in fintech, healthtech, and insurtech.

PT

Productera Team

February 10, 2025

Compliance Is Architecture, Not a Checklist

Most development agencies treat compliance as something you bolt on at the end. They build the product first, then scramble to pass an audit. This approach fails — every time.

In our experience shipping products across fintech, healthtech, and insurtech, compliance requirements shape architecture from day one. Data residency affects your cloud topology. Audit trail requirements change your database schema. Role-based access control isn't a nice-to-have — it's a regulatory mandate.

The Cost of Getting It Wrong

When compliance is an afterthought, the consequences are predictable:

  • Rearchitecting at the worst time — you discover data isolation issues right before your SOC 2 audit
  • Launch delays — compliance reviews surface problems that require fundamental changes
  • Security vulnerabilities — bolted-on security has gaps that purpose-built security doesn't

We've been called in to rescue products that were built without compliance in mind. The refactoring cost is always higher than building it right the first time.

What We Do Differently

Our engineering teams have spent years in regulated environments. When we start a project, compliance requirements sit alongside product requirements in the first sprint planning session.

Data architecture — we design schemas with audit trails, data classification, and retention policies built in. Not as an afterthought, but as core tables.

Infrastructure — our AWS architectures include encryption at rest and in transit, VPC isolation, and logging from the start. These aren't features we add later.

Access control — role-based access control is implemented in the first sprint, not the last. Every API endpoint has authorization checks from day one.

ISO 27001: Why It Matters

We're ISO 27001 certified — not because a client asked for it, but because we believe in building secure systems. The certification means our internal processes, from code review to deployment, follow internationally recognized security standards.

For our clients in financial services and healthcare, this certification removes a procurement hurdle. Their compliance teams can evaluate us faster because we've already done the work.

The Bottom Line

If your development partner Googles "SOC 2 requirements" when you mention compliance, find a different partner. Regulated industries need teams that have lived in these environments — teams where compliance is muscle memory, not homework.

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